California Retirement Planning
Reaburn Capital
Reaburn Capital is a financial services organization located in Solana Beach, California. Our goal is to help American families meet their financial goals through the development of well thought out and sound financial plans. Using sophisticated modeling tools we implement strategies that have a level of risk appropriate to each family situation and their financial goals. We also recommend insurance programs to protect the achievement of goals against unexpected adverse life events.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Paul Reaburn
Founder
Reaburn Capital was founded by Paul Reaburn. Paul’s extensive career as an actuary, spanning over 40 years in financial services, has honed his ability to guide clients towards their financial aspirations. Based in Solana Beach, California, he applies a comprehensive planning process tailored to each client’s unique needs. Paul’s true fulfillment comes from empowering clients to navigate towards their financial goals. Outside of his profession, he finds relaxation in golfing and pursuing his hobbies
Paul Reaburn
A Conversation With Our Founder
What was the pivotal moment in your life that has influenced who you are as a financial professional?
“It was early in my career when a friend passed away with no life insurance, no will and no financial plan and his family had to struggle to make ends meet thereafter. I helped his wife put together a financial plan and a budget to get her going. She was fortunate that she had a strong friends and family network that helped her take care of her young family while she worked hard to generate income. I always remember how if my friend had better planned for such a better event his wife and family could have been in a much better situation. They ended up getting through it all but not without a struggle.”
Do you remember something unexpected that happened in the early days of your business or a specific challenge that you had to overcome?
“In this business, you have to realize that even with great credentials people aren’t going to trust you right away with their financial planning and advisory needs. That is why we offer to meet and gather information first, and then put a proposed financial plan together with no obligations from the potential clients to continue with us. We know we have to prove ourselves first and gain their confidence to gain their trust. We work very hard to do just that.”
How did you get into the business and why?
“I am trained as an actuary and have held senior executive positions at major financial institutions in North America. I helped design many insurance and investment programs and over the years have seen how these solutions could be better deployed to meet clients’ needs. As a financial advisor I can help families put solid financial plans together that deploy the proper solutions for their particular needs so that they have greater assurance that their financial goals can be met whether they are raising a young family, approaching retirement or actually in retirement. There are solutions for everyone and there is no greater satisfaction for me than seeing my clients have a proper plan put in place that can be executed on.”
When did You first discover that you have a knack or passion for what you do now?
“I have always had a passion for helping people. There was not one moment that I discovered I had a passion for providing financial advice and guidance. However, as I gained more knowledge and experience I have developed the skills to more effectively help people in this area and that is what really excites me and what I find so rewarding.”
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in October 2025
- There are no events scheduled during these dates.
Our Downloads
Social Security Guide
Optimizing Social Security In Today’s World
Claiming Social Security at the wrong time could cost you tens of thousands over your retirement—and you may not even realize it. This guide shows how the right strategy can unlock more income, more security, and greater confidence in your financial future. Make sure you get what you’ve earned!
Long-Term Care Guide
A Short Introduction
Long-term care is one of the biggest threats to your retirement savings—and it’s often overlooked until it’s too late. This guide explains why Medicare isn’t enough and how to build a smart, proactive plan to protect your health, your family, and your financial future. Peace of mind starts with preparation.
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
